Skip to main content
TMS SMART CALCULATOR

Semak Kelayakan Pembiayaan

Kira kemampuan pembiayaan berdasarkan pendapatan bersih, komitmen semasa, DSR dan minimum NDI.

1. Profil
2. Pendapatan
3. Komitmen
4. Keputusan

Profil Pemohon

Maklumat asas pemohon dan pemilikan hartanah.

Pendapatan

Kiraan gaji kasar, potongan payslip dan pendapatan tambahan.

Gross Salary

Basic + eligible allowance + eligible commission.

Allowance — 6 Bulan

Average RM0
Recognition 80%
Eligible Allowance RM0

Commission — 6 Bulan

Average RM0
Recognition 80%
Eligible Commission RM0

Payslip Deduction

Zakat mengurangkan deduction Tax/PCB.

Pendapatan Tambahan

Dibahagi 12 bulan.
80% akan diambil sebagai eligible income.
Gross Salary RM0
Net Income RM0
Total Eligible Income RM0

Komitmen Bank

Tambah semua komitmen bulanan semasa.

Total Monthly Commitment RM0

Tetapan Kiraan

Rumah pertama lock 65%. Bank table masuk next version.

Keputusan Kelayakan

Anggaran maksimum berdasarkan DSR dan minimum NDI.

ELIGIBILITY (MAX)

RM0

Single Applicant

DSR Allowed Instalment RM0
NDI Allowed Instalment RM0
Final Allowed Instalment RM0
Net Income RM0
Total Eligible Income RM0
Current Commitment RM0
Current DSR 0%
Maximum Financing RM0
Financing Margin 100%
Maximum Property Price RM0
Estimated Downpayment RM0
Downpayment 0%
Estimated Monthly Repayment RM0
Interest Rate 0%
Tenure 0 Years
Final NDI RM0
New DSR 0%